Fincare is a bank serving rural and semi-urban customers across Southern and Western India.
Fincare offers retail banking services to rural and semi-urban customers. It also offers microfinance loans to joint liability borrower groups, secured (by mortgage or gold) loans to small and micro enterprises. Fincare’s primary product, a joint-liability group loan, reaches more than 2.5 million customers, 90% of whom are based in rural areas. These microfinance loans are typically $200 to $600, with short maturities of approximately two years. Fincare operates over 900 branches across seven states in South and West India.